Welcome to CiaoBucks Website. The information provided on https://ciaobucks.com/ is for general informational and educational purposes only. By accessing or using this website, you acknowledge that you have read, understood, and agreed to the terms of this Disclaimer. If you do not agree with these terms, please discontinue using the website.

1. General Information Only – No Professional Advice

CiaoBucks is an independent blog that provides information about banking, credit cards, financial statements, and personal finance. The content on this website is for informational purposes only and should not be considered as financial, investment, legal, tax, or professional advice.

While we strive to provide accurate and up-to-date information, nothing on this website constitutes professional advice. Readers should consult a qualified financial advisor, banking institution, or legal professional before making financial or legal decisions.

2. Accuracy and Reliability of Information

We try to provide accurate and reliable information; however, financial policies, banking regulations, and industry trends frequently change. The content on this website may not always reflect the most recent updates or developments.

We do not guarantee the completeness, reliability, or accuracy of any information provided on this website. Your reliance on any information found on CiaoBucks is strictly at your own risk.

3. No Responsibility for Third-Party Content

CiaoBucks may include links to third-party websites for informational purposes. These external links are provided for reference only, and we do not endorse, control, or take responsibility for the accuracy, legality, or security of any third-party content.

Visitors should review the privacy policies and terms of use of any external websites they visit, as CiaoBucks does not assume liability for interactions with third-party websites. Clicking on external links is at your discretion.

4. No Liability for Financial Decisions

Any financial actions, banking decisions, or credit-related choices you make based on the information provided on CiaoBucks are made at your discretion and risk. We do not take responsibility for any financial losses, damages, or consequences arising from using the information on our website.

We do not endorse, guarantee, or make any representations about financial products, services, or institutions mentioned on our website. Readers should conduct their independent research before making any financial decisions.

5. Personal Responsibility and Risk Acknowledgment

Using CiaoBucks, you acknowledge that financial decisions carry risks and are solely responsible for your actions. You agree that:

  • The financial content on this website is for informational purposes only.
  • Before making financial decisions, you must verify information from official financial institutions or regulatory authorities.
  • CiaoBucks is not responsible for any financial losses, damages, or liabilities resulting from your reliance on the information provided.

6. User Conduct and Website Use

By accessing and using this website, you agree to:

  • Use the information solely for personal and informational purposes.
  • Do not use the content in any illegal, misleading, or unethical manner.
  • Not hold CiaoBucks or its contributors responsible for any consequences from reliance on the website’s information.

We reserve the right to restrict or terminate access to our website if we determine that a user is engaging in misconduct or violating our terms.

7. Limitation of Liability

To the fullest extent permitted by law, CiaoBucks, its owners, writers, and contributors shall not be held liable for:

  • Any direct, indirect, incidental, consequential, or punitive damages from using our website.
  • Loss of income, revenue, or data due to reliance on our content.
  • Errors, omissions, or outdated information in our content.
  • Inaccuracies or issues related to third-party links, services, or external content.

Your sole remedy for dissatisfaction with our website or its content is discontinuing using it.

8. Changes to This Disclaimer

CiaoBucks reserves the right to modify, update, or change this Disclaimer without prior notice. Any updates will be posted on this page, and continued website use signifies acceptance of the revised terms.

9. Contact Us

If you have any questions or concerns regarding this Disclaimer, you can contact us at:

Email: aelonwelsh@ciaobucksadmin
Website: https://ciaobucks.com/

Using our website, you acknowledge that you have read and understood this Disclaimer and agree to its terms.